The fundamental idea of a personal pension plan is simple. You put money into a savings fund and it hopefully grows in value. At retirement, you have several options which are usually designed to replace some (or all) of your employment income.
Pension Planning
Secure your future with the right pension plan - let us guide you to retirement bliss
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
With pensions being most people’s second-largest asset, they can become a major consideration in any divorce settlement.
We all know it’s important to plan for retirement, but many of us are still not planning well, or early enough.
Personal pensions may be suitable if you are self-employed, if you are not working but can afford to put aside money for retirement, or even in addition to a company pension.
Why choose us for tax planning and pension consolidation
- Quick and easy access to view all investments and pensions on one platform rather than looking through multiple providers
- Well diversified portfolio which can be adjusted efficiently if a strategy change is required in the future
- Easy to plan strategy of withdrawals with benefit of advice from Adviser throughout retirement
- Peace of mind all investment and pension funds reviewed regularly and re-balanced in line with attitude to risk
- Available to view assets electronically at any time - 24 hrs, 365 days per year as required
- Regular Adviser face to face reviews to ensure investments / pensions on track to meeting planned goals and attitude to risk updated
- Straight forward clear charging structure
- Easy access to move investments into different tax wrappers, maximising tax efficiency
- Enables various investment strategies to be operated on my behalf, including phasing into funds over different time periods.
